PulseISG Labs
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ISG LabsIn-Solutions Global

PULSE

Pulse

Operational intelligence for payment infrastructure.

Trace the transaction.Understand the journey.Explain the anomaly.
The Pulse eye, blinking open
Pulse doesn't blink.
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02The journey

One payment.
Seven systems.

Customer seesOne payment
Infrastructure sees
CUSTOMERInitiates payment
PGPayment Gateway
EFRMEnterprise Fraud Engine
SWSwitch
STTLMSettlement
FRMFinancial Reconciliation
ICMClearing
ACNTAccounting
Failure · Switch

Where did it fail?

Why?

What happened next?

03Pulse

One operational view.

Observe the estate.
Without replacing the estate.

Payment zones
POSUPIPGAustralia POS
7 systems
PGEFRMSWSTTLMFRMICMACNT
Pulse
Observes signals. Outside the execution path.
Intelligence
Operator
L1L2EngineeringOperations
04Transaction lineage

See every hop.

Every RRN. Every stage. One trace.

Illustrative data
Total transactions

148,209

Last 24h

Success rate

96.4%

All zones

Declines

4,112

Traced to stage

Hold / pending

318

Awaiting state

Approved value

₹ 41.8 Cr

Illustrative

Transactions

RRN lifecycle
All zonesLast 24hBroken first
Txn timestampMIDTIDAmountTxn statusOverall statusTransaction stagesRetry behaviour
09:41:02.338MID•••4417TID•••091212,480.00ApprovedComplete
PGEFRMSWSTTLMFRMICMACNT
None
09:41:16.104MID•••7730TID•••22643,150.00DeclinedBroken
PGEFRMSWSTTLMFRMICMACNT
2 attempts · recovered
09:42:03.771MID•••1188TID•••550148,900.00HoldIn progress
PGEFRMSWSTTLMFRMICMACNT
None
09:42:44.019MID•••4417TID•••091212,480.00ApprovedComplete
PGEFRMSWSTTLMFRMICMACNT
Retry of 41827
09:43:12.560MID•••9042TID•••8814899.00DeclinedBroken
PGEFRMSWSTTLMFRMICMACNT
3 attempts · abandoned
09:43:58.223MID•••1188TID•••550222,340.00ApprovedComplete
PGEFRMSWSTTLMFRMICMACNT
None
Select a row to open its RRN lifecycle
05Customer behavioural analysis

A decline isn't the end of the story.

Journey CJ-0418
  1. Attempt 01Declined
  2. Attempt 02Success
  3. OutcomeRECOVERED
Grouping
Attempts
2
Recovery
Within 00:01:28
Merchant
MID•••7730
Amount
3,150.00
Card pattern
Same card pattern · 4 •••• 2264
Illustrative data
06Always-on infrastructure

Always on.
Every 60 seconds.

Reporting cycle 00 / 60

Health. Load. Transaction volume. Across every monitored zone.

POS
  • pos-app-01Healthy
    Load 38%Vol 12.4k
  • pos-app-02Healthy
    Load 44%Vol 11.8k
  • pos-db-01Warning
    Load 81%Vol —
PG
  • pg-edge-01Healthy
    Load 29%Vol 8.9k
  • pg-core-01Healthy
    Load 52%Vol 9.2k
UPI
  • upi-sw-01Healthy
    Load 61%Vol 34.1k
  • upi-sw-02Healthy
    Load 57%Vol 33.6k
Australia POS
  • au-pos-01Healthy
    Load 22%Vol 4.1k
  • au-sttlm-01Healthy
    Load 35%Vol —
Illustrative dataThresholds by zone and rule
07AI-assisted root cause

AI that explains.
Not just alerts.

  1. 01 · Anomaly detected

    Decline rate rising — POS zone · 09:52

  2. 02 · Transaction signal

    Stage failures concentrated at SW — Switch

  3. 03 · Infrastructure signal

    pos-db-01 load above threshold, 3 cycles

  4. 04 · Historical context

    Comparable incident retrieved via RAG

  5. 05 · AI-assisted root-cause analysis

    Signals correlated across all three

  6. 06 · Likely root cause

    Switch host degradation under sustained load

  7. 07 · Supporting evidence

    Stage concentration · host telemetry · prior incident

  8. 08 · Recommended next action

    Review switch host capacity with L2 before the next settlement cycle

  9. 09 · Operator decides

    L1 triage → L2 accept · adjust · escalate

Human in the loopAdvisory only · no automated changeIllustrative data

From detection
to diagnosis.

DetectCorrelateExplainRecommendOperator decides
08Trust and control

Control matters.

01

Observability

02

Access

03

Auditability

04

AI governance

05

Operational control

Pulse recommends.
The operator decides.

Built for PCI-DSS regulated infrastructure

09Demonstration

Let's follow one transaction.

Transaction
RRN
5•••••••41902
Timestamp
09:47:11.204
MID
MID•••7730
TID
TID•••2264
Amount
3,150.00
Illustrative data
Lifecycle
PG—Payment Gateway
EFRM—Enterprise Fraud Engine
SW—Switch
STTLM—Settlement
FRM—Financial Reconciliation
ICM—Clearing
ACNT—Accounting
CompleteSeven systems, one confirmed journey.

A payment failed.

Finding out why shouldn't take hours.

Pulse doesn't blink.

The pulse of payments.
Understood.

Trace the transaction.Understand the journey.Explain the anomaly.

PULSE

ISG Labs · In-Solutions Global